National Association Of Insurance Commissioners (NAIC)

Professional or trade association for state departments of insurance (http://www.naic.org).

Incentive Program

ALL A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
A dental benefit program that pays an increasing share of the treatment cost, provided that the covered individual utilizes the benefits of the program during each incentive period (usually a year) and receives the treatment prescribed. For example, a 70%-30% copayment program in the first year of coverage may become an 80%-20% program in the second year if the subscriber visits the dentist in the first year as stipulated in the program. Most frequently, there is a corresponding percentage reduction in the programs copayment level if the covered individual fails to visit the dentist in a given year (but never below the initial copayment level).